Discrete Compounding Cash flow lab All six formulas
All six formulas

Eq.01 · Single payment

Compound Amount Formula Calculator

Use this compound amount formula calculator to roll a single payment P forward period by period into future value F.

F = P (1 + i)^n

Future value (F)

F
future value
P
single payment today
i
interest rate per period
n
number of periods

Worked example · $100 invested today at 5% for 7 years grows to $141.

How to use this calculator

  1. 1 Enter the present payment as P (the amount you have today)
  2. 2 Enter the interest rate per period as i and the number of periods as n
  3. 3 Read F — the future value your payment grows into

Examples

$100 invested for 7 years

This is the default compound amount example: a single payment invested today at a steady annual rate, left untouched to compound.

Given: P = $100, i = 5% per year, n = 7 years

Result: F = $141

A $10,000 investment over 10 years

A larger lump sum invested at a higher rate shows how compound amount accelerates over a longer horizon.

Given: P = $10,000, i = 6% per year, n = 10 years

Result: F = $17,908

A short 3-year deposit

Even a small deposit compounds meaningfully over a short period at a higher rate.

Given: P = $500, i = 8% per year, n = 3 years

Result: F = $630

Frequently asked questions

What is compound amount?

Compound amount is the future value of a single payment today after it earns compound interest for n periods.

What is the compound amount formula?

F = P(1 + i)^n

How do I calculate compound amount?

Enter present payment P, interest rate i, and periods n. The calculator returns future value F.

What is an example of compound amount?

$100 invested today at 5% for 7 years grows to $141.

What is the F/P factor?

The F/P factor multiplies P to get F for a single payment.